💰 Finance & Money — Free Online Calculators & Tools

Calculators for loans, investments, tax, salary, and financial planning.

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Tax

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Financial Planning

Insurance

Salary & Payroll

Investment

Banking

Frequently Asked Questions — Finance & Money

Are these finance calculators accurate for India?
Yes — all finance calculators use current Indian rates: EPF at 8.25%, PPF at 7.1%, income tax slabs for FY 2024-25, GST rates, and Budget 2024 capital gains rules. Always verify with a qualified CA for tax filing.
Do these calculators save my financial data?
No. All calculations happen entirely in your browser (client-side JavaScript). No data is sent to any server, stored in cookies, or shared with third parties. Your financial information stays private.
Which SIP calculator is most accurate?
Our SIP calculator uses the standard formula: M = P × [(1+r)^n – 1] / r × (1+r), where P is monthly investment, r is monthly rate, and n is number of months. This matches results from AMFI, mutual fund company calculators, and financial planning software.
How is EMI calculated?
EMI = [P × r × (1+r)^n] / [(1+r)^n – 1], where P = principal loan amount, r = monthly interest rate (annual rate ÷ 12 ÷ 100), n = loan tenure in months. This is the reducing balance method used by all Indian banks.
What is the difference between old and new income tax regime?
New regime (FY 2024-25): Lower slab rates, standard deduction ₹75,000, no 80C/80D/HRA deductions. Old regime: Higher rates but allows all deductions (80C up to ₹1.5L, HRA, home loan interest, NPS, etc.). New regime is now the default; you must opt-in to old regime when filing.

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